On-Us Checks

The On-Us Checks program provides easy-to-administer accounts for all your credit union's disbursement needs.  The program enables you to issue checks bearing your credit union's name and routing and transit number.

Vertifi intercepts check presentments from the Federal Reserve, clearinghouses, and other endpoints on your behalf and processes the presentments, performing full account reconciliation.  Any stop-payment items are immediately identified and returned.  Check images are archived on our systems, enabling you to securely retrieve check images online.  Our secure online systems also enable you to maintain stop payments, generate ad-hoc reports, and view monthly statements.

The positive pay feature is a free security enhancement that helps detect potentially problematic checks on a daily basis.  Vertifi generates an e-mail notification each day, listing any Paid/No Issue (PNI) items received the prior night that do not have a corresponding issue on file.  This notification enables your credit union's staff to identify any possible checks in transit, checks with coding errors, or fraudulent items.